Monday, 11 December 2017

Who's up for Gold Coast Airport Marathon 2018?

Who's up to run GCAM2018?

Team Malaysia will be sending a contingent and Holiday Tours is the official handler for this group, so please do sign up here before 27 April 2018 to be entitled for the AUD20 rebate per runner..


Runners DON’T need to make payment online thru this Group Registration.
Payment to be made to Holiday Tours. Register by 27 APR 2018, to enjoy AUD20 Rebate per/runner

Team members can enter at http://goldcoastmarathon.com.au/enter/ using the following details:
Team Name: GC-HT Malaysia 2018
Team Pin: HTMSIA



This time around, only ground package is available after this year's mayday incident with Airasia X (read about my experience here).. So runners and participants are free to choose their own airline, arrive either using the "recommended" flight time to make the free transfers or make your own way..

I am expected to escort Team Malaysia again this year, hopefully, and more hopefully they let me choose my airline of choice (since the escort's flights are fully sponsored), however, since not many airlines fly to Gold Coast, that will leave AirAsia X as the choice..

Open the below image to view in larger sizes..






See you in Gold Coast, if I go hahahaha....



Wednesday, 6 December 2017

Switching Insurer

LIFE & MEDICAL INSURANCE
After 12 years with my former life insurer, I decided to switch to another insurer..

The decision wasn't without much thinking, after all, I have saved up significantly quite a fair bit of money in the investment-linked account but it will be December 2018 before I can withdraw it..

It's not to say my former insurer is not good, but there are better ones out there and my former insurer cannot meet my needs any longer..

I've also made a couple of insurance claims over the years due to the surgeries and hospitalisation that I had, resulting in a diminishing lifetime limit, yes, there's such thing as a lifetime limit on my medical plan, which I've calculated that if I just make one or two more surgeries or claim for anything while still alive, I would've completely used up whatever limit I have..

That's pretty sick, considering that I still have like 35 years to maturity! I didn't know that 12 years ago, this was considered pretty sufficient! How costly have medical care become, and there our Government was saying this and that bla bla bla.. fuck you Najib.

So I did look around, considered some options and finally, settled for one..

MOTOR INSURANCE
Likewise, I did the same for my motor insurance too, but as the liberalisation of motor tariffs hasn't brought about much change into the benefits and coverage, I decided to stay one more year with my current motor insurer and see how that would change next year..

TRAVEL INSURANCE
As I travel quite a fair bit, I usually buy annual plans.. I've also switched my travel insurance to another insurer, offering greater coverage and benefits for lower premiums as well..

Key takeaway >> 
In short, shop around and don't stick to just one insurer, especially life insurance, as you know, the money would really be handy when you kick the bucket, anytime, that is..



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